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Buy House With 5% Down Program
What is Buy House With 5% Down Program?
A new home ownership program allows qualified buyers to buy a home with 5% or very low down payment.
How to Buy House With 5% Down Program?
You may have owned a home before and are presently renting, or maybe you are a first time homebuyer and need a way to break into the housing market, but held back because you thought you required $100,000, $200,000 or even more for a down payment. Well, regardless of your present situation, if you want to get into or re-enter the housing market with a lower amount, or even without a cash down payment at all, then this program may be the just what you're looking for.
- You must be working full-time
- You must have 630+ Credit Score
- Your Total Combined Income will help with qualification for the right property
Why pay your landlord's mortgage when you can be building your own equity?
It is a Catch-22 situation. You cannot buy a home because you don't have enough down payment ; You don't have enough down payment because you have to pay a big part of your income in rent. If you are currently renting and trying to accumulate enough down payment, you have two options:
- Keep paying your Landlord's mortgage, by paying rent while trying to save the required down payment.
- Buy your home using this program and start building your equity now.
Who is eligible?
As with any good program, not everyone is eligible to gain the benefits of this wonderful program. Let us figure out if you are eligible under this program.